With the ‘credit crunch’ gaining momentum and the exiting from the market of several Reverse Mortgage Providers it is becoming more important to do your research and collect as much information as possible before talking to an Accredited Reverse Mortgage Consultant.  Always avoid a Reverse Mortgage that charges monthly fees in addition to the Compounding Interest.  It is also imprtant to ensure your Reverse Mortgage Providor gives a ”No Negative Equity Guarantee”, and is a member of SEQUAL.