Hello, and welcome to Equity Release Expert!

Powered by the friendly staff at Seniors First, Australia’s leading finance broker for seniors, this site is an on-linhelp service for people over 55 who are seeking information and guidance with equity release finance.

What is equity release?

Equity release is best defined as:

“A financial transaction that allows home-owners over 55 years of age to convert some of the equity in their home to ready cash, without selling the property or downsizing.”

Equity Release is has beeen available in the U.S and UK for over twenty years , and is now becoming increasingly popular amongst Australian retirees and pensioners as a way of adding to pension income, or providing extra money to live on. Internationally, there are a number of different forms of equity release including reverse mortgages, shared appreciation loans and home reversion schemes.

However, in Australia there are currently just two recognised options available:

• Reverse Mortgages
• Debt-Free Equity Release (often referred to as the Bendigo Bank senior’s equity

For a more detailed explanation of how both these options work, you can download our FREE report here or check out the Seniors First Equity Release Guide.

Why establish Equity Release Expert?

Seniors often complain that it’s difficult to find experts in this field. Honest, accurate information on reverse mortgage and equity release finance can be hard to come by.  This site aims to help by making our expertise more widely available. On this site you fill find:

• The latest news in senior’s equity release
• Practical tips on how to save money/interest
• Feedback and advise from real people

How does Equity Release Expert work?

Equity Release Expert is not a normal website - it is a ‘blog’; a special kind of site that creates a two-way conversation between you and us.  It allows for us to constantly publish new information, and for you to respond with your own comments by leaving a ‘post’. (You can do this anonymously, or under a pseudonym if you wish) 

In this way, we can create a ‘dialogue’ between users that will help create a greater undertsanding of this relatively new area of lending.

For more information, or help with your situtation, email us at info@equityreleaseexpert.com.au

Regards, Equity Release Expert